Blog
Plan on the floor, not the average: what a budget owes people with variable income
2026-10-21
Why variable-income planning needs a reliable floor rather than a misleading average.
How do you know that?
2026-08-21
How Fogo connects financial claims to evidence, uncertainty, and the limits of its account coverage.
Why Fogo doesn't nudge you
2026-08-07
Why Fogo measures what happened against your intentions instead of interrupting your purchases.
New money, or your own money coming back? The one question that fixes income
2026-08-02
How Fogo separates income, refunds, reimbursements, and windfalls without losing real dollars.
The edge of the light
2026-07-18
How coverage helps Fogo distinguish what it knows about your finances from what it cannot see.
Committed-first, discretionary-second: the number a budget app should actually show you
2026-07-10
What a budget app should show after committed costs, and why discretionary money needs its own number.